apple card requirements reddit

Tuesday, May 24, 2022 Edit

Press J to jump to the feed. The Apple Cash card is issued by Green Dot Bank Member FDIC.

Apple Card All The Details On Apple S Credit Card Macrumors

From what Ive heard you need a decent score and an income of at least 20k.

. To apply open the Wallet app. Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. There are two ways to opt in to build credit with Apple Card Family.

Be 18 years or older depending on where you live. The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. These steps are designed to improve your financial health by improving your access to credit.

The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL 330 card in a post entitled Ive owned the Apple Card for 3. Apple Card eliminates fees 1 provides innovative tools for managing your spending and reducing your interest and as an Apple product is designed to set a higher bar for privacy and security. Use two-factor authentication with your Apple ID.

You can sign up in as little as a minute and start using it right away. You must meet certain requirements to be able to apply for an Apple Card. Get 0 Intro APR up to 5 Cash Back More.

Resident with a US. If you meet this and get sent into review it all comes down to basically your relationship with Apple such as the age of your Apple account and some more credit stuff. Citizen or a lawful US.

While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk. Essentially there is a 35 fee for credit cards which Ive noticed is trending in a number of restaurants now and is something Ive grown more amenable to given that one my 4x back on my Amex Gold more than offsets that and two I do feel badly for small businesses. While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk.

You must be a US. Citizen or lawfully residing in the US. Dont get the Apple Card just because its Apple.

All in the name of helping you and your Apple Card Family 2 live a more financially healthy life. The 2 cash back on most purchases matches many of the highest flat-rate cash-back cards on the market. You can also use a military address.

1500 limit more than enough for now ill take it. The Apple Card made me realize how much I take Amex for granted. When you accept an invitation to become a participant you can opt in to credit reporting.

Apply for Apple Card. Press question mark to learn the rest of the keyboard shortcuts. And Apple said that cant happen Well.

Pay with Apple Card. If your Apple Card application was declined you might receive an opportunity to enroll in Path to Apple Card if Goldman. To get Apple Card you must meet these requirements.

And instead of giving me a 15 hour long questionnaire that times out over text message you should refund and. See if youre eligible. Sign in to iCloud with your Apple ID.

But it comes with a big asterisk because you must use Apple Pay to get elevated rates. The Apple Card s credit score requirement is good. Address thats not a PO.

Interest Free Payments Until 2023. You must own an iPhone. Honestly as a student with minimal income you most likely will end up with their highest interest rate of 2399.

You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate. Is an option when you. Citizen or a lawful resident with a valid physical US.

On your iPhone and tap plus sign. Apple Card offers an APR between 1324 and 2424 based on your credit score and all approved cardholders will be placed at the bottom of the interest tier they fall into which will save everyone a little bit of interest. The Apple Cards credit score requirement is good.

Transactions appear in real time so you always have. A local pizza joint by me is using a new accounting trick to charge a 15 premium on all credit card users. If you dont opt in when you accept the invitation to become a participant you can opt in at any time on your iPhone.

Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. I had a score of 703 an income of 22000 and it got sent into review. The customer service on Apple Card is absolutely abysmal.

I needed to buy some christmas gifts decided to give it another shot and got approved. An Apple Cash card is required to use Daily Cash except if you do not have an Apple Cash card in which case you can only apply your Daily Cash as a credit on your statement balance. The basic range of credit score categories are as follows.

Residential address that isnt a PO. Other 0 annual fee cash back cards such as the Capital One Quicksilver. Apple Card lives on your iPhone in the Wallet app.

Open the Wallet app and tap Apple Card tap the More button. For example you must be at least 18 years old and a US. About the program.

You can also use a military address. To be eligible to apply for Apple Card you must be 18 years old or older depending on where you live. I applied for the card two months ago and got declined.

Ad Get Unlimited Cash Back on All Purchases 0 Intro APR Until 2023 Rewards More.

Apple Plans To Build Its Own Financial Infrastructure For Payments And Lending Ars Technica